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OTC MARKETS · Technology · CIK 0001281984
$0.0003
+50.00% · delayed ~15 min
Last price from Oct 22, 2026
$2.2M market value
From Decentral Life, Inc.'s FY2022 10-K, filed Mar 22, 2023 · read the filing
Decentral Life lends money and provides credit. It took in $944.4K last year, which makes it a small company. Of every dollar it sells, about 77 cents is left as profit.
The financial picture is led by profitability and growth, with debt worth watching.
A conclusion from the filings, not a recommendation. Detailed figures and supporting evidence appear in their dedicated sections below.
Financial health
Strong finances across the board.
From Decentral Life, Inc.'s FY2022 annual filing · share price scored separately
Largest year-over-year changes in FY2022
Revenue
$292.1K → $944.4K
Gross profit
$269.5K → $896.2K
Operating income
-$384.6K → $636.0K
Profit
-$2.1M → $727.4K
Measured against FY2021, from the 10-K filed Mar 22, 2023
Improved: +223.3%
$292.1K to $944.4KCritical
Why it matters: Sales are what everything else is built on. A fall can be lost customers, lower prices, or a business the company sold — the filing itself says which.
How the latest move compares (quote delayed ~15 min), and what was published around it
WDLF rose 50.00% on the latest quote. The average Financials company tracked here moved +1.11%, and the S&P 500 −1.04%. That is 48.9 points above its sector and 51.0 points above the market.
No filing from WDLF and no news item about it appeared in the last 3 days.
These coincide with the move in time. None is presented as its cause: a price can move on news that names no company, on the wider market, or on trading that no document records.
Filter by minute, hour, day or week — or compare against peers
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The essentials
Each answered from the filings, with the numbers behind it.
Yes. It keeps about 77 cents of every dollar of sales as profit, earning $727.4K last year.
Yes, quickly. Sales grew 223.3% last year.
For every $1 it owes, it owns $3.35 in assets. Banks and insurers always carry high debt — that is how lending works — so this is normal for the industry and not comparable with other sectors.
Core operating and valuation reference metrics
Income
This company pays no dividend. It keeps its profits and reinvests them in the business instead, so any return would have to come from the share price.
Figures from the FY2022 annual filing
Last year it earned $727.4K and generated $396.0K of cash from operations.
As reported to the SEC, in USD. Hover or show sources to see where each figure came from.
| Income statement | FY202210-K · Mar 22, 2023Filing for FY2022 | FY202110-K · Mar 22, 2023Filing for FY2021 | FY202010-K · Apr 11, 2022Filing for FY2020 | FY201910-K/A · Mar 31, 2021Filing for FY2019 | FY201810-K · Mar 20, 2020Filing for FY2018 | ChangeFY2022 vs FY2021 |
|---|---|---|---|---|---|---|
| RevenueWhat is this? | $944.4K | $292.1K | $274.9K | $482.5K | $220.6K | +223.3% |
| Cost of revenue | $48.2K | $22.6K | — | $231.1K | $5.2K | +113.2% |
| Gross profit | $896.2K | $269.5K | $274.9K | $251.4K | $215.4K | +232.5% |
| Gross marginGross profit ÷ revenueWhat is this? | 94.9% | 92.3% | 100.0% | 52.1% | 97.6% | +2.6 pts |
| Selling, general and administrative | $247.3K | $581.7K | $388.3K | $345.3K | $402.8K | −57.5% |
| Operating income | $636.0K | -$384.6K | -$258.6K | -$4.6M | -$4.6M | n/m |
| Operating marginOperating income ÷ revenueWhat is this? | 67.3% | -131.6% | -94.1% | -960.8% | -2101.6% | +199.0 pts |
| Net income | $727.4K | -$2.1M | -$202.7K | -$3.3M | -$4.6M | n/m |
| Net marginNet income ÷ revenueWhat is this? | 77.0% | -725.5% | -73.7% | -693.1% | -2101.6% | +802.5 pts |
| Earnings per shareNet income ÷ shares outstanding at the period end — close to, but not the same as, the reported EPSWhat is this? | $0.00009836 | $-0.0002761 | $-0.00003183 | $-0.0238 | $-0.0393 | n/m |
† calculated from other reported figures, such as total liabilities as assets minus equity.
This company's latest filing beside its peers' stored scores
| Company | Health | F-Score | Revenue growth | Profit margin | P/E | Debt to equity |
|---|---|---|---|---|---|---|
| WDLFDecentral Life, Inc. · this page | 8.7/10 | 7/8 | 223.3% | 77.0% | 3.05x | 0.42x |
Insider activity, ownership stakes and what's coming — straight from EDGAR, before any article is written about it
Nothing recent
No insider trades, pending-sale notices or 5% stake filings from WDLF in the last few months. That is the ordinary case, not a gap.
Not investment advice, and not a signal to act on by itself — a filing says what happened, not why, and insiders trade for ordinary reasons having nothing to do with where they think the company is headed.
20 recent filings, newest first. Each is labelled from its form and item numbers, not from its wording.
Reported another event
Read the filingReported another event
Read the filingWrite down why you are following Decentral Life, Inc., what has to go right and what would change your mind, then see each new annual report measured against it. Sign in to start one.
Go deeper
Every figure above traces back to a filing in the timeline, each linked to the document itself.
Coverage from the last 30 days
Primary sources and further research
Every company's figures are checked for internal consistency: the balance sheet adding up, figures sharing one currency, cash flow and share counts within plausible ranges, and how recent the latest annual report is. Nothing here changes a figure.
Financial figures are from WDLF's 10-K for fiscal year 2022 (period ending 2022-12-31, filed Mar 22, 2023), reported under the US GAAP taxonomy. View the source filing.
3 of 4 scored areas had enough reported figures to judge
The score averages profitability, growth, debt and accounting. Accounting had too few reported figures and is left out of the average rather than counted as a weakness, so a company is never marked down for a figure it did not publish. Cash generation is shown for context and already feeds profitability. Valuation is scored separately, because a share price says nothing about whether the business is sound. 8 of the 9 Piotroski checks could be evaluated. How the score works
Each year scored only from its annual report as it was first filed
| Fiscal year | Health | F-Score | Scored from |
|---|---|---|---|
| FY2022 | 8.7 | 7/8 | 10-K, filed Mar 22, 2023 |
| FY2021 | 3.3 | 3/8 | 10-K, filed Apr 11, 2022 |
| FY2020 | 2.0 | 2/7 | 10-K, filed Mar 31, 2021 |
| FY2019 | 4.7 | 0/4 | 10-K, filed Mar 20, 2020 |
| FY2018 | 3.3 | 2/4 | 10-K, filed Mar 15, 2019 |
| FY2017 | 2.0 | 1/2 | 10-K, filed Mar 15, 2019 |
A later restatement never reaches back into an earlier year, and every year is scored without a share price, so the latest point can differ a little from the headline score, which uses today's price.
Every check behind the three models, and what each one tests
7 of 8 checks passed
Nine yes-or-no tests of whether this year's finances improved on last year's. One could not be evaluated and is excluded from the total rather than counted as a failure.
not reported — Not meaningful for banks, insurers and other financial companies. Their balance sheets have no working capital and are leveraged by design, which this model misreads as distress.
Not meaningful for banks, insurers and other financial companies. Their balance sheets have no working capital and are leveraged by design, which this model misreads as distress.
Distance from bankruptcy, from a model fitted on companies that did and did not go bust. It describes a balance sheet's shape today; it does not forecast a failure.
not reported — Not meaningful for banks, insurers and other financial companies. Their balance sheets have no working capital and are leveraged by design, which this model misreads as distress.
Not meaningful for banks, insurers and other financial companies. Their balance sheets have no working capital and are leveraged by design, which this model misreads as distress.
Screens eight accounting ratios for the pattern earnings manipulators tend to leave. A flag is a reason to read the filing closely, never evidence of wrongdoing.
Every figure above comes from the FY2022 filing as filed with the SEC.
Improved: +232.5%
$269.5K to $896.2KCritical
Why it matters: What is left of sales after the direct cost of producing them. It normally moves with revenue, so a move out of step with revenue is the part worth noticing.
Improved: turned positive
-$384.6K to $636.0KCritical
Why it matters: Profit from running the business, before interest and tax. Less exposed than profit to one-off financing and tax items, so a clearer read on the business itself.
Improved: turned positive
-$2.1M to $727.4KCritical
Why it matters: Profit swings far more than sales do, and one-off items — a legal settlement, a tax charge, an asset sale — move it without the underlying business changing.
Improved: +199.0 pts
-131.6% to 67.3%Critical
Why it matters: What survives each sale after running the business. A falling operating margin beside a steady gross margin points at overheads — wages, marketing, research — rather than pricing.
Improved: +802.5 pts
-725.5% to 77.0%Critical
Why it matters: What survives to the very end of each sale. Worth reading beside revenue: growing sales on a shrinking margin means the company is buying its growth.
Improved: turned positive
-$0.00 to $0.00Critical
Why it matters: Profit divided by the shares in issue at the period end, so it sits close to but not on the company's own reported figure. It can rise with no growth in profit when the company buys back stock — read it beside the share count.
Improved: +25584.3%
$776.00 to $199.3KCritical
Why it matters: A falling cash pile is only a warning if the company is consuming it. Paying down debt, buying back stock and paying a dividend all reduce cash by choice.
Improved: +2.6 pts
92.3% to 94.9%Notable
Why it matters: What survives each sale before overheads. Falling gross margin usually means the company is discounting or its input costs rose — it is the earliest place pricing pressure shows.
Improved: -3.7%
7.68B to 7.39BNotable
Why it matters: The company bought back stock, so each remaining holding owns slightly more of it. Worth checking it was not funded by borrowing.
Q3 FY2023 against Q3 FY2022, from the 10-Q filed Nov 14, 2023 — read it.
Deteriorated: -66.2%
$511.6K to $173.2KCritical
Why it matters: Sales are what everything else is built on. A fall can be lost customers, lower prices, or a business the company sold — the filing itself says which.
Deteriorated: -66.2%
$511.6K to $173.2KCritical
Why it matters: What is left of sales after the direct cost of producing them. It normally moves with revenue, so a move out of step with revenue is the part worth noticing.
Deteriorated: turned negative
$455.7K to -$86.8KCritical
Why it matters: Profit from running the business, before interest and tax. Less exposed than profit to one-off financing and tax items, so a clearer read on the business itself.
Deteriorated: turned negative
$487.8K to -$86.8KCritical
Why it matters: Profit swings far more than sales do, and one-off items — a legal settlement, a tax charge, an asset sale — move it without the underlying business changing.
Deteriorated: −139.2 pts
89.1% to -50.1%Critical
Why it matters: What survives each sale after running the business. A falling operating margin beside a steady gross margin points at overheads — wages, marketing, research — rather than pricing.
Deteriorated: −145.5 pts
95.3% to -50.1%Critical
Why it matters: What survives to the very end of each sale. Worth reading beside revenue: growing sales on a shrinking margin means the company is buying its growth.
Deteriorated: turned negative
$0.00 to -$0.00Critical
Why it matters: Profit divided by the shares in issue at the period end, so it sits close to but not on the company's own reported figure. It can rise with no growth in profit when the company buys back stock — read it beside the share count.
Q3 FY2023 against Q2 FY2023, from the 10-Q filed Nov 14, 2023 — read it. Quarter-to-quarter moves include seasonal swings — a retailer's holiday quarter — which the year-earlier comparison removes.
Deteriorated: $69.1K wider
-$17.7K to -$86.8KCritical
Why it matters: Profit from running the business, before interest and tax. Less exposed than profit to one-off financing and tax items, so a clearer read on the business itself.
Deteriorated: $69.1K wider
-$17.7K to -$86.8KCritical
Why it matters: Profit swings far more than sales do, and one-off items — a legal settlement, a tax charge, an asset sale — move it without the underlying business changing.
Improved: +16.2 pts
83.8% to 100.0%Critical
Why it matters: What survives each sale before overheads. Falling gross margin usually means the company is discounting or its input costs rose — it is the earliest place pricing pressure shows.
Deteriorated: −39.9 pts
-10.2% to -50.1%Critical
Why it matters: What survives each sale after running the business. A falling operating margin beside a steady gross margin points at overheads — wages, marketing, research — rather than pricing.
Deteriorated: −39.9 pts
-10.2% to -50.1%Critical
Why it matters: What survives to the very end of each sale. Worth reading beside revenue: growing sales on a shrinking margin means the company is buying its growth.
Deteriorated: $0.00 wider
-$0.00 to -$0.00Critical
Why it matters: Profit divided by the shares in issue at the period end, so it sits close to but not on the company's own reported figure. It can rise with no growth in profit when the company buys back stock — read it beside the share count.
Improved: +148.6%
$31.3K to $77.9KCritical
Why it matters: A falling cash pile is only a warning if the company is consuming it. Paying down debt, buying back stock and paying a dividend all reduce cash by choice.
Improved: +19.3%
$145.1K to $173.2KSignificant
Why it matters: What is left of sales after the direct cost of producing them. It normally moves with revenue, so a move out of step with revenue is the part worth noticing.
Figures compare the two most recent annual filings — read the latest one. Moves are graded on fixed lines — 5%, 15% and 40% for amounts, and 1, 3 and 8 points for margins — as notable, significant or critical. Nothing here reads the management commentary, which is where a company explains its own numbers.
The trailing P/E is 6.7x — investors pay $6.7 for each $1 of trailing profit.
Not meaningful for banks, insurers and other financial companies. Their balance sheets have no working capital and are leveraged by design, which this model misreads as distress.
* Valuation inputs marked stale are based on an annual filing older than eighteen months. The market value is current, but the denominator is not.
Reported annual figures
| 2.0/10 |
| 3/6 |
| -1.5% |
| -21.2% |
| — |
| 1.83x |
| Median of peers | 2.0/10 | — | -1.5% | -21.2% | — | 1.83x |
|---|
Peers come from the company's industry classification. A difference describes the companies; it does not rank them.
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Read the filingQuarterly report for Q3 FY2023
Revenue -66.2% · Operating margin −139.2 pts · Gross profit -66.2% — against Q3 FY2022
Read the filingReported another event
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Read the filingSigned a material agreement
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Read the filingHad a director or senior officer leave or join
Read the filingQuarterly report for Q2 FY2023
Revenue +23.7% · Operating margin −56.2 pts · Operating income turned negative — against Q2 FY2022
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