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NEW YORK STOCK EXCHANGE, INC. · Insurance · CIK 0001794783
$0.34
+11.84% · delayed ~15 min
Last price from Oct 21, 2026
$60.0M market value
From SelectQuote, Inc.'s FY2026 10-K, filed Aug 25, 2026 · read the filing
It took in $1.62B last year, which makes it a mid-sized company. Of every dollar it sells, about 4 cents is left as profit.
The financial picture is mixed, with profitability, growth and debt needing attention.
A conclusion from the filings, not a recommendation. Detailed figures and supporting evidence appear in their dedicated sections below.
Financial health
A mixed picture — some clear strengths and some weaknesses.
From SelectQuote, Inc.'s FY2026 annual filing · share price scored separately
Largest year-over-year changes in FY2026
Free cash flow
-$13.9M → $27.6M
Cash
$32.4M → $16.0M
Capital spending
$2.2M → $4.3M
Profit
$47.6M → $62.2M
Measured against FY2025, from the 10-K filed Aug 25, 2026
Improved: turned positive
-$13.9M to $27.6MCritical
Why it matters: Cash left after paying for the plant that produced it — the money genuinely available for dividends, buybacks or paying down debt. Harder to flatter than profit.
How the latest move compares (quote delayed ~15 min), and what was published around it
SLQT rose 11.84% on the latest quote. The average Financials company tracked here moved +1.11%, and the S&P 500 −1.04%. That is 10.7 points above its sector and 12.9 points above the market.
No filing from SLQT and no news item about it appeared in the last 3 days.
These coincide with the move in time. None is presented as its cause: a price can move on news that names no company, on the wider market, or on trading that no document records.
Filter by minute, hour, day or week — or compare against peers
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Expectations
Not from the filings — what other people are betting on, and what the price already assumes.
Opinions from 10 analysts covering this company, as of . Their views, not this site's.
Of 10 analysts publishing on this company, 2 say strong buy, 5 say buy and 3 say hold. Analysts are paid to publish a view and are wrong often; the split above says how much they agree with each other, which is the part a single headline rating hides.
Published by Finnhub. Analyst coverage skews towards larger companies and towards optimism — sell ratings are rare across the whole market, so a company with none is ordinary rather than endorsed.
The essentials
Each answered from the filings, with the numbers behind it.
Yes. It keeps about 4 cents of every dollar of sales as profit, earning $62.2M last year.
Slowly. Sales grew 6.0% last year.
For every $1 it owes, it owns $2.02 in assets. Banks and insurers always carry high debt — that is how lending works — so this is normal for the industry and not comparable with other sectors.
Core operating and valuation reference metrics
Income
This company pays no dividend. It keeps its profits and reinvests them in the business instead, so any return would have to come from the share price.
Figures from the FY2026 annual filing
Last year it earned $62.2M and generated $31.9M of cash from operations.
As reported to the SEC, in USD. Hover or show sources to see where each figure came from.
| Income statement | FY202610-K · Aug 25, 2026Filing for FY2026 | FY202510-K · Aug 21, 2025Filing for FY2025 | FY202410-K · Sep 13, 2024Filing for FY2024 | FY202310-K · Sep 13, 2023Filing for FY2023 | FY202210-K · Sep 13, 2023Filing for FY2022 | ChangeFY2026 vs FY2025 |
|---|---|---|---|---|---|---|
| RevenueWhat is this? | $1.62B | $1.53B | $1.32B | $1.00B | $764.0M | +6.0% |
| Cost of revenue | $730.7M | $630.3M | $405.0M | $226.0M | $64.2M | +15.9% |
| Gross profit | $887.8M† | $896.3M† | $916.8M† | $776.9M† | $699.9M† | −0.9% |
| Gross marginGross profit ÷ revenueWhat is this? | 54.9% | 58.7% | 69.4% | 77.5% | 91.6% | −3.9 pts |
| Selling, general and administrative | $149.0M | $164.4M | $141.0M | $136.5M | $100.9M | −9.4% |
| Operating income | $73.9M | $68.5M | $64.5M | $11.6M | -$346.0M | +7.9% |
| Operating marginOperating income ÷ revenueWhat is this? | 4.6% | 4.5% | 4.9% | 1.2% | -45.3% | +0.1 pts |
| Interest expense | $44.5M | $79.4M | $93.6M | $80.6M | $43.6M | −43.9% |
| Income before tax | $76.3M | $48.5M | -$29.1M | -$69.1M | -$389.8M | +57.3% |
| Net income | $62.2M | $47.6M | -$34.1M | -$58.5M | -$297.5M | +30.7% |
| Net marginNet income ÷ revenueWhat is this? | 3.8% | 3.1% | -2.6% | -5.8% | -38.9% | +0.7 pts |
| Earnings per shareNet income ÷ shares outstanding at the period end — close to, but not the same as, the reported EPSWhat is this? | $0.3524 | $0.2753 | $-0.2015 | $-0.3508 | $-1.81 | +28.0% |
† calculated from other reported figures, such as total liabilities as assets minus equity.
This company's latest filing beside its peers' stored scores
| Company | Health | F-Score | Revenue growth | Profit margin | P/E | Debt to equity |
|---|---|---|---|---|---|---|
| SLQTSelectQuote, Inc. · this page | 6.0/10 | 5/9 | 6.0% | 3.8% |
Insider activity, ownership stakes and what's coming — straight from EDGAR, before any article is written about it
Officers, directors and major shareholders must report within two business days of a trade.
Exercised stock options — 88,889 shares
Holds 378,561 shares after this filing.
Exercised stock options — 45,261 shares
Holds 423,822 shares after this filing.
20 recent filings, newest first. Each is labelled from its form and item numbers, not from its wording.
Proxy statement for a shareholder meeting
Read the filingAnnual report for FY2026
Revenue +6.0% · Free cash flow turned positive · Cash -50.5% — against FY2025
Read the filingWrite down why you are following SelectQuote, Inc., what has to go right and what would change your mind, then see each new annual report measured against it. Sign in to start one.
Go deeper
Every figure above traces back to a filing in the timeline, each linked to the document itself.
The 12 subsidiaries named in its 10-K, incorporated across 5 places. A filer lists the significant ones and may leave the rest out, so this is the floor rather than the full count.
Every company's figures are checked for internal consistency: the balance sheet adding up, figures sharing one currency, cash flow and share counts within plausible ranges, and how recent the latest annual report is. Nothing here changes a figure.
Financial figures are from SLQT's 10-K for fiscal year 2026 (period ending 2026-06-30, filed Aug 25, 2026), reported under the US GAAP taxonomy. View the source filing.
3 of 4 scored areas had enough reported figures to judge
The score averages profitability, growth, debt and accounting. Accounting had too few reported figures and is left out of the average rather than counted as a weakness, so a company is never marked down for a figure it did not publish. Cash generation is shown for context and already feeds profitability. Valuation is scored separately, because a share price says nothing about whether the business is sound. 9 of the 9 Piotroski checks could be evaluated. How the score works
Each year scored only from its annual report as it was first filed
| Fiscal year | Health | F-Score | Scored from |
|---|---|---|---|
| FY2026 | 6.0 | 5/9 | 10-K, filed Aug 25, 2026 |
| FY2025 | 6.0 | 4/9 | 10-K, filed Aug 21, 2025 |
| FY2024 | 4.7 | 6/9 | 10-K, filed Sep 13, 2024 |
| FY2023 | 4.7 | 4/9 | 10-K, filed Sep 13, 2023 |
| FY2022 | 2.0 | 1/9 | 10-K, filed Aug 29, 2022 |
| FY2021 | 7.3 | 5/9 | 10-K, filed Aug 29, 2022 |
A later restatement never reaches back into an earlier year, and every year is scored without a share price, so the latest point can differ a little from the headline score, which uses today's price.
Every check behind the three models, and what each one tests
5 of 9 checks passed
Nine yes-or-no tests of whether this year's finances improved on last year's.
not reported — Not meaningful for banks, insurers and other financial companies. Their balance sheets have no working capital and are leveraged by design, which this model misreads as distress.
Not meaningful for banks, insurers and other financial companies. Their balance sheets have no working capital and are leveraged by design, which this model misreads as distress.
Distance from bankruptcy, from a model fitted on companies that did and did not go bust. It describes a balance sheet's shape today; it does not forecast a failure.
not reported — Not meaningful for banks, insurers and other financial companies. Their balance sheets have no working capital and are leveraged by design, which this model misreads as distress.
Not meaningful for banks, insurers and other financial companies. Their balance sheets have no working capital and are leveraged by design, which this model misreads as distress.
Screens eight accounting ratios for the pattern earnings manipulators tend to leave. A flag is a reason to read the filing closely, never evidence of wrongdoing.
Every figure above comes from the FY2026 filing as filed with the SEC.
Deteriorated: -50.5%
$32.4M to $16.0MCritical
Why it matters: A falling cash pile is only a warning if the company is consuming it. Paying down debt, buying back stock and paying a dividend all reduce cash by choice.
Changed: +95.2%
$2.2M to $4.3MCritical
Why it matters: Neither good nor bad on its own. Heavy spending is a company building capacity or a company struggling to stand still, and the two look identical in this figure.
Improved: +30.7%
$47.6M to $62.2MSignificant
Why it matters: Profit swings far more than sales do, and one-off items — a legal settlement, a tax charge, an asset sale — move it without the underlying business changing.
Deteriorated: −3.9 pts
58.7% to 54.9%Significant
Why it matters: What survives each sale before overheads. Falling gross margin usually means the company is discounting or its input costs rose — it is the earliest place pricing pressure shows.
Improved: +28.0%
$0.28 to $0.35Significant
Why it matters: Profit divided by the shares in issue at the period end, so it sits close to but not on the company's own reported figure. It can rise with no growth in profit when the company buys back stock — read it beside the share count.
Improved: +6.0%
$1.53B to $1.62BNotable
Why it matters: Sales are what everything else is built on. A fall can be lost customers, lower prices, or a business the company sold — the filing itself says which.
Improved: +7.9%
$68.5M to $73.9MNotable
Why it matters: Profit from running the business, before interest and tax. Less exposed than profit to one-off financing and tax items, so a clearer read on the business itself.
Deteriorated: +10.0%
$316.6M to $348.2MNotable
Why it matters: Rising debt is not automatically bad — borrowing to build something that earns more than the interest is ordinary. It matters when it grows faster than the profit meant to service it.
Deteriorated: +2.1%
172.8M to 176.5MNotable
Why it matters: New shares divide the same company into more pieces, so each existing holding owns slightly less of it. Often pay for staff or an acquisition rather than anything wrong.
3 other measures barely moved. Figures compare the two most recent annual filings — read the latest one. Moves are graded on fixed lines — 5%, 15% and 40% for amounts, and 1, 3 and 8 points for margins — as notable, significant or critical. Nothing here reads the management commentary, which is where a company explains its own numbers.
Measured on and published about a week later — this is a fortnightly snapshot, not a live position.
About 1.1% of this company's shares have been borrowed and sold by people expecting to buy them back cheaper. That is a bet the price falls. Those people can be wrong, and when a heavily shorted share rises they have to buy it back, which pushes it up further.
Collected by FINRA from broker-dealers twice a month. It counts positions, not intentions, and some of it is hedging rather than a directional bet against the company.
Nothing in this section is a figure this company reported about itself. These are expectations and positions — what the price implies, what analysts have published, what short sellers are betting, and what large funds held at the last count. WylthIQ reports them; it does not endorse them, does not forecast prices, and takes no view on whether any of them will turn out to be right.
The trailing P/E is 0.6x — investors pay $0.6 for each $1 of trailing profit.
Not meaningful for banks, insurers and other financial companies. Their balance sheets have no working capital and are leveraged by design, which this model misreads as distress.
Reported annual figures
| 0.96x |
| 1.81x |
| ABXAbacus Global Management, Inc. | 7.3/10 | 5/9 | 110.2% | 15.5% | 22.71x | 1.14x |
|---|
| Median of peers | 7.3/10 | — | 110.2% | 15.5% | 22.71x | 1.14x |
|---|
Peers come from the company's industry classification. A difference describes the companies; it does not rank them.
Exercised stock options — 56,666 shares
Holds 480,488 shares after this filing.
Exercised stock options — 11,111 shares
Holds 491,599 shares after this filing.
Exercised stock options — 15,087 shares
Holds 506,686 shares after this filing.
Had shares withheld to cover taxes — 91,909 shares at $0.75 ($68.7K)
Holds 414,777 shares after this filing.
Exercised stock options — 222,223 shares
Holds 3,260,031 shares after this filing.
Exercised stock options — 106,496 shares
Holds 3,366,527 shares after this filing.
Exercised stock options — 133,333 shares
Holds 3,499,860 shares after this filing.
Exercised stock options — 27,777 shares
Holds 3,527,637 shares after this filing.
Exercised stock options — 35,499 shares
Holds 3,563,136 shares after this filing.
Had shares withheld to cover taxes — 174,642 shares at $0.75 ($130.5K)
Holds 3,388,494 shares after this filing.
Exercised stock options — 255,557 shares
Holds 3,146,891 shares after this filing.
Exercised stock options — 122,470 shares
Holds 3,269,361 shares after this filing.
Exercised stock options — 160,000 shares
Holds 3,429,361 shares after this filing.
Exercised stock options — 31,944 shares
Holds 3,461,305 shares after this filing.
Exercised stock options — 40,823 shares
Holds 3,502,128 shares after this filing.
Had shares withheld to cover taxes — 195,438 shares at $0.75 ($146.0K)
Holds 3,306,690 shares after this filing.
Exercised stock options — 57,779 shares
Holds 683,723 shares after this filing.
Exercised stock options — 31,949 shares
Holds 715,672 shares after this filing.
Exercised stock options — 43,333 shares
Holds 759,005 shares after this filing.
Exercised stock options — 7,222 shares
Holds 766,227 shares after this filing.
Exercised stock options — 10,649 shares
Holds 776,876 shares after this filing.
Exercised stock options — 266,668 shares
Holds 2,891,262 shares after this filing.
Exercised stock options — 127,795 shares
Holds 3,019,057 shares after this filing.
Exercised stock options — 160,000 shares
Holds 3,179,057 shares after this filing.
Exercised stock options — 33,333 shares
Holds 3,212,390 shares after this filing.
Exercised stock options — 42,598 shares
Holds 3,254,988 shares after this filing.
Had shares withheld to cover taxes — 279,583 shares at $0.75 ($208.8K)
Holds 2,975,405 shares after this filing.
Exercised stock options — 17,515 shares
Holds 122,097 shares after this filing.
Exercised stock options — 9,518 shares
Holds 131,615 shares after this filing.
Exercised stock options — 24,788 shares
Holds 156,403 shares after this filing.
Exercised stock options — 2,189 shares
Holds 158,592 shares after this filing.
Exercised stock options — 3,173 shares
Holds 161,765 shares after this filing.
Had shares withheld to cover taxes — 24,219 shares at $0.75 ($18.1K)
Holds 137,546 shares after this filing.
Exercised stock options — 25,568 shares
Holds 77,193 shares after this filing.
Exercised stock options — 14,561 shares
Holds 91,754 shares after this filing.
Exercised stock options — 37,143 shares
Holds 128,897 shares after this filing.
Exercised stock options — 3,196 shares
Holds 132,093 shares after this filing.
Exercised stock options — 4,854 shares
Holds 136,947 shares after this filing.
Had shares withheld to cover taxes — 24,890 shares at $0.75 ($18.6K)
Holds 112,057 shares after this filing.
Exercised stock options — 88,889 shares
Holds 411,282 shares after this filing.
Exercised stock options — 63,897 shares
Holds 475,179 shares after this filing.
Exercised stock options — 90,000 shares
Holds 565,179 shares after this filing.
Exercised stock options — 11,111 shares
Holds 576,290 shares after this filing.
Exercised stock options — 21,299 shares
Holds 597,589 shares after this filing.
Had shares withheld to cover taxes — 80,733 shares at $0.75 ($60.3K)
Holds 516,856 shares after this filing.
Not investment advice, and not a signal to act on by itself — a filing says what happened, not why, and insiders trade for ordinary reasons having nothing to do with where they think the company is headed.
Published results
Quarterly report for Q3 FY2026
Revenue +5.6% · Operating margin +2.9 pts · Operating income +62.9% — against Q3 FY2025
Read the filingPublished results
Read the filingReceived a delisting or listing-standard notice · Made a Regulation FD disclosure
Read the filingQuarterly report for Q2 FY2026
Revenue +11.6% · Profit margin +1.8 pts · Long-term debt -43.6% — against Q2 FY2025
Read the filingPublished results
Read the filingSigned a material agreement · Terminated a material agreement · Took on a direct financial obligation · Made a Regulation FD disclosure
Read the filingHeld a shareholder vote
Read the filingQuarterly report for Q1 FY2026
Revenue +12.5% · Operating margin −8.3 pts · Operating income $28.8M wider — against Q1 FY2025
Read the filingPublished results
Read the filingProxy statement for a shareholder meeting
Read the filingAnnual report for FY2025
Revenue +15.5% · Profit margin +5.7 pts · Profit turned positive — against FY2024
Read the filingPublished results
Read the filingPublished results
Read the filingSigned a material agreement · Took on a direct financial obligation
Read the filingReported another event
Read the filingQuarterly report for Q3 FY2025
Revenue +8.4% · Operating margin −3.4 pts · Profit +204.3% — against Q3 FY2024
Read the filingPublished results
Read the filingSource: Exhibit 21 of the 10-K filed 2026-08-25. These are legal entities, not brands or acquisitions — a company that bought a business may hold it inside an entity named here, or inside one small enough that the rule does not require naming it at all.
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Primary sources and further research