How comparing works here

How do I compare two companies?

Type the tickers into the box above — up to five at once. Every row is read from the companies' own annual filings, so a comparison shows the same measure computed the same way for each of them rather than whatever each company chose to highlight.

Can I compare an ETF with a stock?

Yes, and the table changes to suit. Two funds are compared on cost, income, spread and record, because revenue growth and debt mean nothing for a fund. A fund against a company shows only what both of them have.

Side by side

Compare

Put up to 4 companies, funds, commodities or coins next to each other — health, valuation, growth and performance.

Every row is computed the same way for every column, from each company's own annual filing, so a comparison is not a collection of whichever figures each of them chose to put in a press release. Funds are compared on what a fund is actually judged on: cost, income, spread and record.

Relative performance

Rebased so every symbol starts at 0%

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Side by side

Latest annual figures from each company's filings

MetricUNMUnum GroupMETMETLIFE INCAFLAFLAC INCPRUPRUDENTIAL FINANCIAL INCMedian of the restexcluding UNM
TypeCompanyCompanyCompanyCompany
Price
$93.75▲ 0.04 (0.04%)
$103.57▲ 1.39 (1.36%)
$123.27▲ 3.12 (2.60%)
$114.82▼ 0.45 (0.39%)
Health scoreComposite of profitability, growth, debt and accounting quality.6.0/106.0/106.0/103.3/106.0/10
Market value$16.57B$67.87B$63.94B$40.65B
Revenue$13.08B$2.44B$17.16B$60.77B
Profit$738.5M$3.38B$3.65B$3.58B
Revenue growthChange in sales versus the prior year.1.5%8.5%-9.3%-13.7%-9.3%
Gross marginShare of sales left after the direct cost of producing them.—————
Operating marginShare of sales left after running the business, before interest and tax.—251.9%——251.9%
Profit marginProfit kept from each dollar of sales.5.6%138.7%21.2%5.9%21.2%
Free cash flow marginCash left after capital spending, as a share of sales.4.2%————
Return on equityProfit against the owners' stake in the company.6.6%11.9%12.4%11.0%11.9%
Return on invested capital (approx.)Operating profit after tax against equity plus debt, less cash. Cash here excludes short-term investments, so this runs low for cash-rich companies.—66.2%——66.2%
P/E ratioPrice paid per dollar of annual profit.22.44x20.09x17.54x11.37x17.54x
EV / EBITDA (approx.)Market value plus debt less cash, against operating profit before depreciation. Cash excludes short-term investments, so this runs high for cash-rich companies.—7.39x——7.39x
Price to book1.49x2.39x2.17x1.25x2.17x
Debt to equityTotal liabilities compared with owners' stake.4.71x25.22x2.95x22.76x22.76x
Piotroski F-ScoreNine checks of financial strength. Higher is stronger.3/74/63/66/74.0
Bankruptcy riskAltman Z-Score zone.n/a for banksn/a for banksn/a for banksn/a for banks

How UNM compares with the others

  • UNM's profit margin of 5.6% is lower than the median of the other companies selected (21.2%).
  • Its revenue grew faster than the median of the other companies selected: 1.5% against -9.3%.
  • It trades at a higher P/E than the median of the other companies selected: 22.4x against 17.5x.
  • Its liabilities are lower relative to equity than the median of the other companies selected: 4.7x against 22.8x.

Measured against the other companies entered, from each one's latest annual filing. A difference describes the companies; it does not rank them.