How comparing works here
How do I compare two companies?
Type the tickers into the box above — up to five at once. Every row is read from the companies' own annual filings, so a comparison shows the same measure computed the same way for each of them rather than whatever each company chose to highlight.
Can I compare an ETF with a stock?
Yes, and the table changes to suit. Two funds are compared on cost, income, spread and record, because revenue growth and debt mean nothing for a fund. A fund against a company shows only what both of them have.
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Put up to 4 companies, funds, commodities or coins next to each other — health, valuation, growth and performance.
Every row is computed the same way for every column, from each company's own annual filing, so a comparison is not a collection of whichever figures each of them chose to put in a press release. Funds are compared on what a fund is actually judged on: cost, income, spread and record.
Relative performance
Rebased so every symbol starts at 0%
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Side by side
Latest annual figures from each company's filings
| Metric | UBCPUNITED BANCORP INC /OH/ | ASRVAMERISERV FINANCIAL INC /PA/ | MNMBMerchants & Marine Bancorp Inc | FBTTFirst Bankers Trustshares Inc | Median of the restexcluding UBCP |
|---|---|---|---|---|---|
| Type | Company | Company | Company | Company | |
| Price | $13.73▲ 0.13 (0.96%) | $4.77▲ 0.00 (0.00%) | $60.00▲ 0.00 (0.00%) | $26.45▼ 0.02 (0.08%) | |
| Health scoreComposite of profitability, growth, debt and accounting quality. | 8.0/10 | 6.0/10 | 4.7/10 | 8.7/10 | 6.0/10 |
| Market value | $79.0M | $78.8M | $79.8M | $79.2M | |
| Revenue | — | $14.6M | $46.0M | $39.1M | |
| Profit | $7.8M | $5.6M | $4.3M | $6.7M | |
| Revenue growthChange in sales versus the prior year. | — | -6.3% | 1.6% | 22.8% | 1.6% |
| Gross marginShare of sales left after the direct cost of producing them. | — | — | — | — | — |
| Operating marginShare of sales left after running the business, before interest and tax. | — | — | — | — | — |
| Profit marginProfit kept from each dollar of sales. | — | 38.3% | 9.3% | 17.2% | 17.2% |
| Free cash flow marginCash left after capital spending, as a share of sales. | — | — | -7.3% | 19.5% | 6.1% |
| Return on equityProfit against the owners' stake in the company. | 11.0% | 4.7% | 3.3% | 8.2% | 4.7% |
| Return on invested capital (approx.)Operating profit after tax against equity plus debt, less cash. Cash here excludes short-term investments, so this runs low for cash-rich companies. | — | — | — | — | — |
| P/E ratioPrice paid per dollar of annual profit. | 10.19x | 14.04x | 18.63x | 11.79x | 14.04x |
| EV / EBITDA (approx.)Market value plus debt less cash, against operating profit before depreciation. Cash excludes short-term investments, so this runs high for cash-rich companies. | — | — | — | — | — |
| Price to book | 1.12x | 0.66x | 0.61x | 0.97x | 0.66x |
| Debt to equityTotal liabilities compared with owners' stake. | 11.16x | 11.18x | 6.16x | 14.09x | 11.18x |
| Piotroski F-ScoreNine checks of financial strength. Higher is stronger. | 5/5 | 4/6 | 4/6 | 7/7 | 4.0 |
| Bankruptcy riskAltman Z-Score zone. | n/a for banks | n/a for banks | not reported | not reported |
How UBCP compares with the others
- It trades at a lower P/E than the median of the other companies selected: 10.2x against 14.0x.
Measured against the other companies entered, from each one's latest annual filing. A difference describes the companies; it does not rank them.