How comparing works here
How do I compare two companies?
Type the tickers into the box above — up to five at once. Every row is read from the companies' own annual filings, so a comparison shows the same measure computed the same way for each of them rather than whatever each company chose to highlight.
Can I compare an ETF with a stock?
Yes, and the table changes to suit. Two funds are compared on cost, income, spread and record, because revenue growth and debt mean nothing for a fund. A fund against a company shows only what both of them have.
Side by side
Compare
Put up to 4 companies, funds, commodities or coins next to each other — health, valuation, growth and performance.
Every row is computed the same way for every column, from each company's own annual filing, so a comparison is not a collection of whichever figures each of them chose to put in a press release. Funds are compared on what a fund is actually judged on: cost, income, spread and record.
Relative performance
Rebased so every symbol starts at 0%
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Side by side
Latest annual figures from each company's filings
| Metric | UBABUnited Bancorporation of Alabama Inc | SBFGSB FINANCIAL GROUP, INC. | ECBKECB Bancorp, Inc. /MD/ | FNWDFinward Bancorp | Median of the restexcluding UBAB |
|---|---|---|---|---|---|
| Type | Company | Company | Company | Company | |
| Price | $60.60▲ 0.30 (0.50%) | $30.30▲ 0.08 (0.26%) | $21.66▲ 0.33 (1.55%) | $43.56▲ 0.06 (0.14%) | |
| Health scoreComposite of profitability, growth, debt and accounting quality. | 7.3/10 | 8.0/10 | 7.3/10 | 8.0/10 | 8.0/10 |
| Market value | $185.3M | $198.0M | $190.5M | $188.5M | |
| Revenue | $70.9M | — | $598.0K | — | |
| Profit | $19.7M | $14.0M | $7.8M | $8.1M | |
| Revenue growthChange in sales versus the prior year. | -9.5% | — | 3.6% | — | 3.6% |
| Gross marginShare of sales left after the direct cost of producing them. | — | — | — | — | — |
| Operating marginShare of sales left after running the business, before interest and tax. | — | — | — | — | — |
| Profit marginProfit kept from each dollar of sales. | 27.8% | — | 1299.7% | — | 1299.7% |
| Free cash flow marginCash left after capital spending, as a share of sales. | 41.5% | — | 1506.0% | — | 1506.0% |
| Return on equityProfit against the owners' stake in the company. | 7.3% | 9.9% | 4.5% | 4.6% | 4.6% |
| Return on invested capital (approx.)Operating profit after tax against equity plus debt, less cash. Cash here excludes short-term investments, so this runs low for cash-rich companies. | — | — | — | — | — |
| P/E ratioPrice paid per dollar of annual profit. | 9.42x | 14.17x | 24.50x | 23.31x | 23.31x |
| EV / EBITDA (approx.)Market value plus debt less cash, against operating profit before depreciation. Cash excludes short-term investments, so this runs high for cash-rich companies. | — | — | — | — | — |
| Price to book | 0.69x | 1.40x | 1.11x | 1.08x | 1.11x |
| Debt to equityTotal liabilities compared with owners' stake. | 4.38x | 9.94x | 8.34x | 10.57x | 9.94x |
| Piotroski F-ScoreNine checks of financial strength. Higher is stronger. | 5/7 | 5/5 | 5/6 | 4/5 | 5.0 |
| Bankruptcy riskAltman Z-Score zone. | not reported | n/a for banks | n/a for banks | n/a for banks |
How UBAB compares with the others
- UBAB's profit margin of 27.8% is lower than the other company selected (1299.7%).
- Its revenue grew more slowly than the other company selected: -9.5% against 3.6%.
- It trades at a lower P/E than the median of the other companies selected: 9.4x against 23.3x.
- Its liabilities are lower relative to equity than the median of the other companies selected: 4.4x against 9.9x.
Measured against the other companies entered, from each one's latest annual filing. A difference describes the companies; it does not rank them.