How comparing works here
How do I compare two companies?
Type the tickers into the box above — up to five at once. Every row is read from the companies' own annual filings, so a comparison shows the same measure computed the same way for each of them rather than whatever each company chose to highlight.
Can I compare an ETF with a stock?
Yes, and the table changes to suit. Two funds are compared on cost, income, spread and record, because revenue growth and debt mean nothing for a fund. A fund against a company shows only what both of them have.
Side by side
Compare
Put up to 4 companies, funds, commodities or coins next to each other — health, valuation, growth and performance.
Every row is computed the same way for every column, from each company's own annual filing, so a comparison is not a collection of whichever figures each of them chose to put in a press release. Funds are compared on what a fund is actually judged on: cost, income, spread and record.
Relative performance
Rebased so every symbol starts at 0%
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Side by side
Latest annual figures from each company's filings
| Metric | TYFGTri-County Financial Group, Inc. | PSBQPSB Holdings Inc | CZWICitizens Community Bancorp Inc. | RBKBRhinebeck Bancorp, Inc. | Median of the restexcluding TYFG |
|---|---|---|---|---|---|
| Type | Company | Company | Company | Company | |
| Price | $81.00▲ 0.11 (0.14%) | $50.80▲ 0.66 (1.32%) | $21.42▼ 0.08 (0.37%) | $12.93▲ 0.00 (0.00%) | |
| Health scoreComposite of profitability, growth, debt and accounting quality. | 7.3/10 | 7.3/10 | 8.0/10 | 6.0/10 | 7.3/10 |
| Market value | $192.4M | $204.4M | $206.0M | $144.1M | |
| Revenue | $17.2M | $52.1M | — | $3.0M | |
| Profit | $13.7M | $13.9M | $14.4M | $10.0M | |
| Revenue growthChange in sales versus the prior year. | 10.2% | 15.6% | — | -0.6% | 7.5% |
| Gross marginShare of sales left after the direct cost of producing them. | — | — | — | — | — |
| Operating marginShare of sales left after running the business, before interest and tax. | — | — | — | — | — |
| Profit marginProfit kept from each dollar of sales. | 79.3% | 26.8% | — | 336.6% | 181.7% |
| Free cash flow marginCash left after capital spending, as a share of sales. | — | 29.9% | — | 365.0% | 197.5% |
| Return on equityProfit against the owners' stake in the company. | 8.7% | 10.6% | 7.7% | 7.3% | 7.7% |
| Return on invested capital (approx.)Operating profit after tax against equity plus debt, less cash. Cash here excludes short-term investments, so this runs low for cash-rich companies. | — | — | — | — | — |
| P/E ratioPrice paid per dollar of annual profit. | 14.08x | 14.66x | 14.29x | 14.34x | 14.34x |
| EV / EBITDA (approx.)Market value plus debt less cash, against operating profit before depreciation. Cash excludes short-term investments, so this runs high for cash-rich companies. | — | — | — | — | — |
| Price to book | 1.22x | 1.55x | 1.10x | 1.05x | 1.10x |
| Debt to equityTotal liabilities compared with owners' stake. | 9.11x | 10.10x | 8.48x | 8.51x | 8.51x |
| Piotroski F-ScoreNine checks of financial strength. Higher is stronger. | 5/6 | 7/7 | 5/6 | 5/6 | 5.0 |
| Bankruptcy riskAltman Z-Score zone. | n/a for banks | not reported | n/a for banks | n/a for banks |
How TYFG compares with the others
- TYFG's profit margin of 79.3% is lower than the median of the other companies selected (181.7%).
- Its revenue grew faster than the median of the other companies selected: 10.2% against 7.5%.
- It trades at a P/E in line with the median of the other companies selected (14.1x against 14.3x).
Measured against the other companies entered, from each one's latest annual filing. A difference describes the companies; it does not rank them.