How comparing works here
How do I compare two companies?
Type the tickers into the box above — up to five at once. Every row is read from the companies' own annual filings, so a comparison shows the same measure computed the same way for each of them rather than whatever each company chose to highlight.
Can I compare an ETF with a stock?
Yes, and the table changes to suit. Two funds are compared on cost, income, spread and record, because revenue growth and debt mean nothing for a fund. A fund against a company shows only what both of them have.
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Put up to 4 companies, funds, commodities or coins next to each other — health, valuation, growth and performance.
Every row is computed the same way for every column, from each company's own annual filing, so a comparison is not a collection of whichever figures each of them chose to put in a press release. Funds are compared on what a fund is actually judged on: cost, income, spread and record.
Relative performance
Rebased so every symbol starts at 0%
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Side by side
Latest annual figures from each company's filings
| Metric | TWFGTWFG, Inc. | RYANRYAN SPECIALTY HOLDINGS, INC. | HGTYHagerty, Inc. | BWINBaldwin Insurance Group, Inc. | Median of the restexcluding TWFG |
|---|---|---|---|---|---|
| Type | Company | Company | Company | Company | |
| Price | $26.39▲ 0.65 (2.53%) | $44.49▲ 2.23 (5.28%) | $15.79▲ 0.27 (1.74%) | $31.92▲ 0.03 (0.09%) | |
| Health scoreComposite of profitability, growth, debt and accounting quality. | 8.7/10 | 7.3/10 | 8.7/10 | 4.7/10 | 7.3/10 |
| Market value | $1.55B | $11.38B | $5.43B | $2.17B | |
| Revenue | $248.5M | $2.99B | $677.6M | $1.49B | |
| Profit | $41.2M | $63.4M | $149.2M | -$33.8M | |
| Revenue growthChange in sales versus the prior year. | 22.0% | 21.9% | 23.5% | 8.5% | 21.9% |
| Gross marginShare of sales left after the direct cost of producing them. | — | — | — | — | — |
| Operating marginShare of sales left after running the business, before interest and tax. | 14.9% | 16.5% | — | 4.9% | 10.7% |
| Profit marginProfit kept from each dollar of sales. | 16.6% | 2.1% | 22.0% | -2.3% | 2.1% |
| Free cash flow marginCash left after capital spending, as a share of sales. | 21.4% | 21.4% | 28.7% | -4.6% | 21.4% |
| Return on equityProfit against the owners' stake in the company. | 49.4% | 9.8% | 67.4% | -5.6% | 9.8% |
| Return on invested capital (approx.)Operating profit after tax against equity plus debt, less cash. Cash here excludes short-term investments, so this runs low for cash-rich companies. | — | 10.2% | — | 11.9% | 11.0% |
| P/E ratioPrice paid per dollar of annual profit. | 37.64x | 179.51x | 36.36x | — | 107.94x |
| EV / EBITDA (approx.)Market value plus debt less cash, against operating profit before depreciation. Cash excludes short-term investments, so this runs high for cash-rich companies. | 25.26x | 28.76x | — | 10.20x | 19.48x |
| Price to book | 18.59x | 17.56x | 24.52x | 3.61x | 17.56x |
| Debt to equityTotal liabilities compared with owners' stake. | 0.67x | 14.37x | 6.09x | 4.63x | 6.09x |
| Piotroski F-ScoreNine checks of financial strength. Higher is stronger. | 7/8 | 5/7 | 5/6 | 2/7 | 5.0 |
| Bankruptcy riskAltman Z-Score zone. | n/a for banks | n/a for banks | n/a for banks | n/a for banks |
How TWFG compares with the others
- TWFG's operating margin of 14.9% is higher than the median of the other companies selected (10.7%).
- Its revenue growth of 22.0% is in line with the median of the other companies selected (21.9%).
- It trades at a lower P/E than the median of the other companies selected: 37.6x against 107.9x.
- Its liabilities are lower relative to equity than the median of the other companies selected: 0.7x against 6.1x.
Measured against the other companies entered, from each one's latest annual filing. A difference describes the companies; it does not rank them.