How comparing works here
How do I compare two companies?
Type the tickers into the box above — up to five at once. Every row is read from the companies' own annual filings, so a comparison shows the same measure computed the same way for each of them rather than whatever each company chose to highlight.
Can I compare an ETF with a stock?
Yes, and the table changes to suit. Two funds are compared on cost, income, spread and record, because revenue growth and debt mean nothing for a fund. A fund against a company shows only what both of them have.
Side by side
Compare
Put up to 4 companies, funds, commodities or coins next to each other — health, valuation, growth and performance.
Every row is computed the same way for every column, from each company's own annual filing, so a comparison is not a collection of whichever figures each of them chose to put in a press release. Funds are compared on what a fund is actually judged on: cost, income, spread and record.
Relative performance
Rebased so every symbol starts at 0%
Loading price history…
Side by side
Latest annual figures from each company's filings
| Metric | REDWREDWOOD FINANCIAL INC /MN/ | CBWACommencement Bancorp Inc | MVLYMission Valley Bancorp | CLSTCatalyst Bancorp, Inc. | Median of the restexcluding REDW |
|---|---|---|---|---|---|
| Type | Company | Company | Company | Company | |
| Price | $199.99▲ 14.98 (8.10%) | $19.09▲ 0.00 (0.00%) | $20.96▼ 0.44 (2.06%) | $16.88▼ 0.05 (0.31%) | |
| Health scoreComposite of profitability, growth, debt and accounting quality. | 8.7/10 | 8.7/10 | 8.7/10 | 8.0/10 | 8.7/10 |
| Market value | $81.1M | $71.1M | $70.1M | $68.8M | |
| Revenue | $30.5M | $27.5M | $42.1M | — | |
| Profit | $5.3M | $6.7M | $8.0M | $2.1M | |
| Revenue growthChange in sales versus the prior year. | 16.2% | 36.8% | 14.1% | — | 25.4% |
| Gross marginShare of sales left after the direct cost of producing them. | — | — | — | — | — |
| Operating marginShare of sales left after running the business, before interest and tax. | — | — | — | — | — |
| Profit marginProfit kept from each dollar of sales. | 17.5% | 24.4% | 19.1% | — | 21.7% |
| Free cash flow marginCash left after capital spending, as a share of sales. | 12.3% | 1.1% | 13.2% | — | 7.2% |
| Return on equityProfit against the owners' stake in the company. | 10.8% | 11.1% | 11.8% | 2.5% | 11.1% |
| Return on invested capital (approx.)Operating profit after tax against equity plus debt, less cash. Cash here excludes short-term investments, so this runs low for cash-rich companies. | — | — | — | — | — |
| P/E ratioPrice paid per dollar of annual profit. | 15.24x | 10.61x | 8.74x | 33.52x | 10.61x |
| EV / EBITDA (approx.)Market value plus debt less cash, against operating profit before depreciation. Cash excludes short-term investments, so this runs high for cash-rich companies. | — | — | — | — | — |
| Price to book | 1.64x | 1.18x | 1.03x | 0.84x | 1.03x |
| Debt to equityTotal liabilities compared with owners' stake. | 12.53x | 10.35x | 10.20x | 2.46x | 10.20x |
| Piotroski F-ScoreNine checks of financial strength. Higher is stronger. | 5/6 | 5/6 | 6/7 | 5/6 | 5.0 |
| Bankruptcy riskAltman Z-Score zone. | n/a for banks | not reported | not reported | n/a for banks |
How REDW compares with the others
- REDW's profit margin of 17.5% is lower than the median of the other companies selected (21.7%).
- Its revenue grew more slowly than the median of the other companies selected: 16.2% against 25.4%.
- It trades at a higher P/E than the median of the other companies selected: 15.2x against 10.6x.
- Its liabilities are higher relative to equity than the median of the other companies selected: 12.5x against 10.2x.
Measured against the other companies entered, from each one's latest annual filing. A difference describes the companies; it does not rank them.