How comparing works here
How do I compare two companies?
Type the tickers into the box above — up to five at once. Every row is read from the companies' own annual filings, so a comparison shows the same measure computed the same way for each of them rather than whatever each company chose to highlight.
Can I compare an ETF with a stock?
Yes, and the table changes to suit. Two funds are compared on cost, income, spread and record, because revenue growth and debt mean nothing for a fund. A fund against a company shows only what both of them have.
Side by side
Compare
Put up to 4 companies, funds, commodities or coins next to each other — health, valuation, growth and performance.
Every row is computed the same way for every column, from each company's own annual filing, so a comparison is not a collection of whichever figures each of them chose to put in a press release. Funds are compared on what a fund is actually judged on: cost, income, spread and record.
Relative performance
Rebased so every symbol starts at 0%
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Side by side
Latest annual figures from each company's filings
| Metric | OFEDOconee Federal Financial Corp | HARLHarleysville Financial Corp | NWPPNEW PEOPLES BANKSHARES INC | CZBSCitizens Bancshares Corp | Median of the restexcluding OFED |
|---|---|---|---|---|---|
| Type | Company | Company | Company | Company | |
| Price | $19.77▲ 0.77 (4.07%) | $33.20▲ 0.10 (0.30%) | $4.97▲ 0.04 (0.76%) | $66.90▲ 0.20 (0.30%) | |
| Health scoreComposite of profitability, growth, debt and accounting quality. | 8.7/10 | 6.0/10 | 6.0/10 | 7.3/10 | 6.0/10 |
| Market value | $115.1M | $119.1M | $117.1M | $130.5M | |
| Revenue | $18.6M | $29.7M | $3.6M | $48.3M | |
| Profit | $4.9M | $9.5M | $10.1M | $11.0M | |
| Revenue growthChange in sales versus the prior year. | 6.5% | 6.4% | -5.7% | 12.0% | 6.4% |
| Gross marginShare of sales left after the direct cost of producing them. | — | — | — | — | — |
| Operating marginShare of sales left after running the business, before interest and tax. | — | — | — | — | — |
| Profit marginProfit kept from each dollar of sales. | 26.2% | 32.1% | 278.9% | 22.8% | 32.1% |
| Free cash flow marginCash left after capital spending, as a share of sales. | 28.8% | 31.9% | 317.3% | 30.1% | 31.9% |
| Return on equityProfit against the owners' stake in the company. | 5.5% | 10.5% | 12.2% | 10.9% | 10.9% |
| Return on invested capital (approx.)Operating profit after tax against equity plus debt, less cash. Cash here excludes short-term investments, so this runs low for cash-rich companies. | — | — | — | — | — |
| P/E ratioPrice paid per dollar of annual profit. | 23.57x | 12.49x | 11.59x | 11.84x | 11.84x |
| EV / EBITDA (approx.)Market value plus debt less cash, against operating profit before depreciation. Cash excludes short-term investments, so this runs high for cash-rich companies. | — | — | — | — | — |
| Price to book | 1.30x | 1.31x | 1.41x | 1.29x | 1.31x |
| Debt to equityTotal liabilities compared with owners' stake. | 6.65x | 9.25x | 9.98x | 9.97x | 9.97x |
| Piotroski F-ScoreNine checks of financial strength. Higher is stronger. | 7/7 | 5/7 | 5/6 | 6/6 | 5.0 |
| Bankruptcy riskAltman Z-Score zone. | not reported | not reported | n/a for banks | not reported |
How OFED compares with the others
- OFED's profit margin of 26.2% is lower than the median of the other companies selected (32.1%).
- Its revenue growth of 6.5% is in line with the median of the other companies selected (6.4%).
- It trades at a higher P/E than the median of the other companies selected: 23.6x against 11.8x.
- Its liabilities are lower relative to equity than the median of the other companies selected: 6.7x against 10.0x.
Measured against the other companies entered, from each one's latest annual filing. A difference describes the companies; it does not rank them.