How comparing works here
How do I compare two companies?
Type the tickers into the box above — up to five at once. Every row is read from the companies' own annual filings, so a comparison shows the same measure computed the same way for each of them rather than whatever each company chose to highlight.
Can I compare an ETF with a stock?
Yes, and the table changes to suit. Two funds are compared on cost, income, spread and record, because revenue growth and debt mean nothing for a fund. A fund against a company shows only what both of them have.
Side by side
Compare
Put up to 4 companies, funds, commodities or coins next to each other — health, valuation, growth and performance.
Every row is computed the same way for every column, from each company's own annual filing, so a comparison is not a collection of whichever figures each of them chose to put in a press release. Funds are compared on what a fund is actually judged on: cost, income, spread and record.
Relative performance
Rebased so every symbol starts at 0%
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Side by side
Latest annual figures from each company's filings
| Metric | MRAIMarpai, Inc. | GSHDGoosehead Insurance, Inc. | TWFGTWFG, Inc. | OIGOrion180 Insurance Group Inc. | Median of the restexcluding MRAI |
|---|---|---|---|---|---|
| Type | Company | Company | Company | Company | |
| Price | $3.15▼ 0.03 (0.94%) | $45.32▼ 1.69 (3.59%) | $26.39▲ 0.65 (2.53%) | $9.45▼ 0.39 (3.96%) | |
| Health scoreComposite of profitability, growth, debt and accounting quality. | 2.0/10 | 4.0/10 | 8.7/10 | 7.3/10 | 7.3/10 |
| Market value | $75.7M | $1.13B | $1.55B | $935.8M | |
| Revenue | $18.1M | $365.3M | $248.5M | $123.5M | |
| Profit | -$16.6M | $27.8M | $41.2M | $16.3M | |
| Revenue growthChange in sales versus the prior year. | -35.8% | — | 22.0% | 38.3% | 30.1% |
| Gross marginShare of sales left after the direct cost of producing them. | 26.4% | — | — | — | — |
| Operating marginShare of sales left after running the business, before interest and tax. | -74.9% | 20.4% | 14.9% | — | 17.6% |
| Profit marginProfit kept from each dollar of sales. | -91.5% | 7.6% | 16.6% | 13.2% | 13.2% |
| Free cash flow marginCash left after capital spending, as a share of sales. | — | 23.6% | 21.4% | 19.0% | 21.4% |
| Return on equityProfit against the owners' stake in the company. | 50.9% | -29.1% | 49.4% | 134.7% | 49.4% |
| Return on invested capital (approx.)Operating profit after tax against equity plus debt, less cash. Cash here excludes short-term investments, so this runs low for cash-rich companies. | — | 25.1% | — | — | 25.1% |
| P/E ratioPrice paid per dollar of annual profit. | — | 40.67x | 37.64x | 57.36x | 40.67x |
| EV / EBITDA (approx.)Market value plus debt less cash, against operating profit before depreciation. Cash excludes short-term investments, so this runs high for cash-rich companies. | — | 16.21x | 25.26x | — | 20.74x |
| Price to book | -2.33x | -11.85x | 18.59x | 77.29x | 18.59x |
| Debt to equityTotal liabilities compared with owners' stake. | -1.33x | -6.05x | 0.67x | 41.77x | 0.67x |
| Piotroski F-ScoreNine checks of financial strength. Higher is stronger. | 3/9 | 5/8 | 7/8 | 5/6 | 5.0 |
| Bankruptcy riskAltman Z-Score zone. | distress | n/a for banks | n/a for banks | n/a for banks |
How MRAI compares with the others
- MRAI's operating margin of -74.9% is lower than the median of the other companies selected (17.6%).
- Its revenue grew more slowly than the median of the other companies selected: -35.8% against 30.1%.
- It has no P/E to set against theirs, because it did not make a profit.
- Its liabilities are lower relative to equity than the median of the other companies selected: -1.3x against 0.7x.
Measured against the other companies entered, from each one's latest annual filing. A difference describes the companies; it does not rank them.