How comparing works here
How do I compare two companies?
Type the tickers into the box above — up to five at once. Every row is read from the companies' own annual filings, so a comparison shows the same measure computed the same way for each of them rather than whatever each company chose to highlight.
Can I compare an ETF with a stock?
Yes, and the table changes to suit. Two funds are compared on cost, income, spread and record, because revenue growth and debt mean nothing for a fund. A fund against a company shows only what both of them have.
Side by side
Compare
Put up to 4 companies, funds, commodities or coins next to each other — health, valuation, growth and performance.
Every row is computed the same way for every column, from each company's own annual filing, so a comparison is not a collection of whichever figures each of them chose to put in a press release. Funds are compared on what a fund is actually judged on: cost, income, spread and record.
Relative performance
Rebased so every symbol starts at 0%
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Side by side
Latest annual figures from each company's filings
| Metric | HLFNHome Loan Financial Corp | CLSTCatalyst Bancorp, Inc. | HFBKHarford Bank | PGNNParagon Financial Solutions Inc | Median of the restexcluding HLFN |
|---|---|---|---|---|---|
| Type | Company | Company | Company | Company | |
| Price | $46.43▲ 0.00 (0.00%) | $16.88▼ 0.05 (0.31%) | $44.79▲ 0.00 (0.00%) | $14.40▲ 0.00 (0.00%) | |
| Health scoreComposite of profitability, growth, debt and accounting quality. | 8.7/10 | 8.0/10 | 8.0/10 | 8.7/10 | 8.0/10 |
| Market value | $65.4M | $68.8M | $67.5M | $66.0M | |
| Revenue | $20.4M | — | $26.8M | $36.5M | |
| Profit | $8.8M | $2.1M | $7.1M | $7.8M | |
| Revenue growthChange in sales versus the prior year. | 15.9% | — | 8.1% | 18.0% | 13.0% |
| Gross marginShare of sales left after the direct cost of producing them. | — | — | — | — | — |
| Operating marginShare of sales left after running the business, before interest and tax. | — | — | — | — | — |
| Profit marginProfit kept from each dollar of sales. | 43.0% | — | 26.3% | 21.4% | 23.9% |
| Free cash flow marginCash left after capital spending, as a share of sales. | 49.3% | — | 28.4% | 25.4% | 26.9% |
| Return on equityProfit against the owners' stake in the company. | 17.7% | 2.5% | 9.9% | 11.3% | 9.9% |
| Return on invested capital (approx.)Operating profit after tax against equity plus debt, less cash. Cash here excludes short-term investments, so this runs low for cash-rich companies. | — | — | — | — | — |
| P/E ratioPrice paid per dollar of annual profit. | 7.47x | 33.52x | 9.55x | 8.44x | 9.55x |
| EV / EBITDA (approx.)Market value plus debt less cash, against operating profit before depreciation. Cash excludes short-term investments, so this runs high for cash-rich companies. | — | — | — | — | — |
| Price to book | 1.32x | 0.84x | 0.95x | 0.95x | 0.95x |
| Debt to equityTotal liabilities compared with owners' stake. | 6.79x | 2.46x | 9.23x | 11.82x | 9.23x |
| Piotroski F-ScoreNine checks of financial strength. Higher is stronger. | 6/6 | 5/6 | 3/3 | 6/6 | 5.0 |
| Bankruptcy riskAltman Z-Score zone. | not reported | n/a for banks | not reported | not reported |
How HLFN compares with the others
- HLFN's profit margin of 43.0% is higher than the median of the other companies selected (23.9%).
- Its revenue grew faster than the median of the other companies selected: 15.9% against 13.0%.
- It trades at a lower P/E than the median of the other companies selected: 7.5x against 9.6x.
- Its liabilities are lower relative to equity than the median of the other companies selected: 6.8x against 9.2x.
Measured against the other companies entered, from each one's latest annual filing. A difference describes the companies; it does not rank them.