How comparing works here
How do I compare two companies?
Type the tickers into the box above — up to five at once. Every row is read from the companies' own annual filings, so a comparison shows the same measure computed the same way for each of them rather than whatever each company chose to highlight.
Can I compare an ETF with a stock?
Yes, and the table changes to suit. Two funds are compared on cost, income, spread and record, because revenue growth and debt mean nothing for a fund. A fund against a company shows only what both of them have.
Side by side
Compare
Put up to 4 companies, funds, commodities or coins next to each other — health, valuation, growth and performance.
Every row is computed the same way for every column, from each company's own annual filing, so a comparison is not a collection of whichever figures each of them chose to put in a press release. Funds are compared on what a fund is actually judged on: cost, income, spread and record.
Relative performance
Rebased so every symbol starts at 0%
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Side by side
Latest annual figures from each company's filings
| Metric | CIZNCITIZENS HOLDING CO /MS/ | BORTBank Of Botetourt | KEFIKeweenaw Financial Corp | SSBPSSB Bancorp Inc | Median of the restexcluding CIZN |
|---|---|---|---|---|---|
| Type | Company | Company | Company | Company | |
| Price | $9.00▲ 0.24 (2.72%) | $60.01▲ 0.01 (0.02%) | $55.00▲ 7.00 (14.58%) | $25.25▲ 0.00 (0.00%) | |
| Health scoreComposite of profitability, growth, debt and accounting quality. | 6.0/10 | 8.7/10 | 7.3/10 | 10.0/10 | 8.7/10 |
| Market value | $50.5M | $118.2M | $63.2M | $55.2M | |
| Revenue | — | $38.1M | $43.8M | $14.7M | |
| Profit | $1.9M | $10.8M | $9.6M | $2.4M | |
| Revenue growthChange in sales versus the prior year. | — | 21.6% | 12.2% | 21.3% | 21.3% |
| Gross marginShare of sales left after the direct cost of producing them. | — | — | — | — | — |
| Operating marginShare of sales left after running the business, before interest and tax. | — | — | — | — | — |
| Profit marginProfit kept from each dollar of sales. | — | 28.3% | 21.8% | 16.4% | 21.8% |
| Free cash flow marginCash left after capital spending, as a share of sales. | — | 21.6% | 18.9% | 25.6% | 21.6% |
| Return on equityProfit against the owners' stake in the company. | 4.3% | 11.6% | 9.4% | 7.7% | 9.4% |
| Return on invested capital (approx.)Operating profit after tax against equity plus debt, less cash. Cash here excludes short-term investments, so this runs low for cash-rich companies. | — | — | — | — | — |
| P/E ratioPrice paid per dollar of annual profit. | 27.26x | 10.94x | 6.61x | 22.86x | 10.94x |
| EV / EBITDA (approx.)Market value plus debt less cash, against operating profit before depreciation. Cash excludes short-term investments, so this runs high for cash-rich companies. | — | — | — | — | — |
| Price to book | 1.18x | 1.26x | 0.62x | 1.76x | 1.26x |
| Debt to equityTotal liabilities compared with owners' stake. | 31.84x | 8.87x | 9.20x | 10.75x | 9.20x |
| Piotroski F-ScoreNine checks of financial strength. Higher is stronger. | 5/6 | 5/6 | 5/6 | 7/7 | 5.0 |
| Bankruptcy riskAltman Z-Score zone. | n/a for banks | not reported | not reported | not reported |
How CIZN compares with the others
- It trades at a higher P/E than the median of the other companies selected: 27.3x against 10.9x.
- Its liabilities are higher relative to equity than the median of the other companies selected: 31.8x against 9.2x.
Measured against the other companies entered, from each one's latest annual filing. A difference describes the companies; it does not rank them.