How comparing works here
How do I compare two companies?
Type the tickers into the box above — up to five at once. Every row is read from the companies' own annual filings, so a comparison shows the same measure computed the same way for each of them rather than whatever each company chose to highlight.
Can I compare an ETF with a stock?
Yes, and the table changes to suit. Two funds are compared on cost, income, spread and record, because revenue growth and debt mean nothing for a fund. A fund against a company shows only what both of them have.
Side by side
Compare
Put up to 4 companies, funds, commodities or coins next to each other — health, valuation, growth and performance.
Every row is computed the same way for every column, from each company's own annual filing, so a comparison is not a collection of whichever figures each of them chose to put in a press release. Funds are compared on what a fund is actually judged on: cost, income, spread and record.
Relative performance
Rebased so every symbol starts at 0%
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Side by side
Latest annual figures from each company's filings
| Metric | CEFCCommercial National Financial Corp (Michigan) | HFBLHome Federal Bancorp, Inc. of Louisiana | FFBWFfbw Inc | RWCBRedwood Capital Bancorp | Median of the restexcluding CEFC |
|---|---|---|---|---|---|
| Type | Company | Company | Company | Company | |
| Price | $15.70▲ 0.01 (0.06%) | $21.50▼ 0.61 (2.76%) | $15.76▼ 0.02 (0.11%) | $34.43▼ 0.18 (0.52%) | |
| Health scoreComposite of profitability, growth, debt and accounting quality. | 7.3/10 | 8.7/10 | 7.3/10 | 7.3/10 | 7.3/10 |
| Market value | $61.8M | $65.4M | $65.1M | $64.5M | |
| Revenue | $22.3M | $1.7M | $12.4M | $22.4M | |
| Profit | $6.6M | $6.2M | $2.6M | $5.2M | |
| Revenue growthChange in sales versus the prior year. | 5.6% | 30.0% | 4.7% | 3.9% | 4.7% |
| Gross marginShare of sales left after the direct cost of producing them. | — | — | — | — | — |
| Operating marginShare of sales left after running the business, before interest and tax. | — | — | — | — | — |
| Profit marginProfit kept from each dollar of sales. | 29.7% | 364.5% | 21.0% | 23.1% | 23.1% |
| Free cash flow marginCash left after capital spending, as a share of sales. | 28.1% | — | 19.8% | 26.4% | 23.1% |
| Return on equityProfit against the owners' stake in the company. | 11.7% | 10.5% | 3.8% | 9.4% | 9.4% |
| Return on invested capital (approx.)Operating profit after tax against equity plus debt, less cash. Cash here excludes short-term investments, so this runs low for cash-rich companies. | — | — | — | — | — |
| P/E ratioPrice paid per dollar of annual profit. | 9.35x | 10.59x | 24.94x | 12.44x | 12.44x |
| EV / EBITDA (approx.)Market value plus debt less cash, against operating profit before depreciation. Cash excludes short-term investments, so this runs high for cash-rich companies. | — | — | — | — | — |
| Price to book | 1.10x | 1.11x | 0.94x | 1.17x | 1.11x |
| Debt to equityTotal liabilities compared with owners' stake. | 8.85x | 9.95x | 2.99x | 8.65x | 8.65x |
| Piotroski F-ScoreNine checks of financial strength. Higher is stronger. | 5/6 | 6/6 | 5/6 | 5/6 | 5.0 |
| Bankruptcy riskAltman Z-Score zone. | not reported | n/a for banks | not reported | not reported |
How CEFC compares with the others
- CEFC's profit margin of 29.7% is higher than the median of the other companies selected (23.1%).
- Its revenue growth of 5.6% is in line with the median of the other companies selected (4.7%).
- It trades at a lower P/E than the median of the other companies selected: 9.3x against 12.4x.
Measured against the other companies entered, from each one's latest annual filing. A difference describes the companies; it does not rank them.