How comparing works here
How do I compare two companies?
Type the tickers into the box above — up to five at once. Every row is read from the companies' own annual filings, so a comparison shows the same measure computed the same way for each of them rather than whatever each company chose to highlight.
Can I compare an ETF with a stock?
Yes, and the table changes to suit. Two funds are compared on cost, income, spread and record, because revenue growth and debt mean nothing for a fund. A fund against a company shows only what both of them have.
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Put up to 4 companies, funds, commodities or coins next to each other — health, valuation, growth and performance.
Every row is computed the same way for every column, from each company's own annual filing, so a comparison is not a collection of whichever figures each of them chose to put in a press release. Funds are compared on what a fund is actually judged on: cost, income, spread and record.
Relative performance
Rebased so every symbol starts at 0%
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Side by side
Latest annual figures from each company's filings
| Metric | BOTJBANK OF THE JAMES FINANCIAL GROUP INC | HYNEHoyne Bancorp, Inc. | PBCOPeoples Bank of Commerce | SRBKSR Bancorp, Inc. | Median of the restexcluding BOTJ |
|---|---|---|---|---|---|
| Type | Company | Company | Company | Company | |
| Price | $29.73▲ 0.84 (2.93%) | $17.62▲ 0.07 (0.40%) | $27.54▲ 0.20 (0.73%) | $18.88▼ 0.05 (0.26%) | |
| Health scoreComposite of profitability, growth, debt and accounting quality. | 7.3/10 | 8.0/10 | 7.3/10 | 8.0/10 | 8.0/10 |
| Market value | $135.1M | $142.7M | $141.1M | $149.8M | |
| Revenue | $4.3M | — | $35.7M | — | |
| Profit | $9.0M | $232.7K | $8.6M | $3.4M | |
| Revenue growthChange in sales versus the prior year. | 6.7% | — | 8.5% | — | 8.5% |
| Gross marginShare of sales left after the direct cost of producing them. | — | — | — | — | — |
| Operating marginShare of sales left after running the business, before interest and tax. | — | — | — | — | — |
| Profit marginProfit kept from each dollar of sales. | 211.1% | — | 24.0% | — | 24.0% |
| Free cash flow marginCash left after capital spending, as a share of sales. | 245.6% | — | 29.6% | — | 29.6% |
| Return on equityProfit against the owners' stake in the company. | 11.3% | 0.1% | 8.8% | 1.8% | 1.8% |
| Return on invested capital (approx.)Operating profit after tax against equity plus debt, less cash. Cash here excludes short-term investments, so this runs low for cash-rich companies. | — | — | — | — | — |
| P/E ratioPrice paid per dollar of annual profit. | 14.97x | 613.12x | 16.48x | 44.68x | 44.68x |
| EV / EBITDA (approx.)Market value plus debt less cash, against operating profit before depreciation. Cash excludes short-term investments, so this runs high for cash-rich companies. | — | — | — | — | — |
| Price to book | 1.69x | 0.88x | 1.45x | 0.82x | 0.88x |
| Debt to equityTotal liabilities compared with owners' stake. | 11.98x | 2.03x | 7.08x | 5.56x | 5.56x |
| Piotroski F-ScoreNine checks of financial strength. Higher is stronger. | 6/6 | 4/4 | 6/6 | 4/5 | 4.0 |
| Bankruptcy riskAltman Z-Score zone. | n/a for banks | n/a for banks | not reported | n/a for banks |
How BOTJ compares with the others
- BOTJ's profit margin of 211.1% is higher than the other company selected (24.0%).
- Its revenue growth of 6.7% is in line with the other company selected (8.5%).
- It trades at a lower P/E than the median of the other companies selected: 15.0x against 44.7x.
- Its liabilities are higher relative to equity than the median of the other companies selected: 12.0x against 5.6x.
Measured against the other companies entered, from each one's latest annual filing. A difference describes the companies; it does not rank them.