How comparing works here
How do I compare two companies?
Type the tickers into the box above — up to five at once. Every row is read from the companies' own annual filings, so a comparison shows the same measure computed the same way for each of them rather than whatever each company chose to highlight.
Can I compare an ETF with a stock?
Yes, and the table changes to suit. Two funds are compared on cost, income, spread and record, because revenue growth and debt mean nothing for a fund. A fund against a company shows only what both of them have.
Side by side
Compare
Put up to 4 companies, funds, commodities or coins next to each other — health, valuation, growth and performance.
Every row is computed the same way for every column, from each company's own annual filing, so a comparison is not a collection of whichever figures each of them chose to put in a press release. Funds are compared on what a fund is actually judged on: cost, income, spread and record.
Relative performance
Rebased so every symbol starts at 0%
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Side by side
Latest annual figures from each company's filings
| Metric | ADKTAdirondack Trust Co | BNCCBNCCorp Inc | BYLBBoyle Bancorp Inc | PBHCPathfinder Bancorp, Inc. | Median of the restexcluding ADKT |
|---|---|---|---|---|---|
| Type | Company | Company | Company | Company | |
| Price | $531.05▼ 119.20 (18.33%) | $29.94▲ 0.09 (0.30%) | $122.99▲ 0.04 (0.03%) | $16.72▼ 0.49 (2.86%) | |
| Health scoreComposite of profitability, growth, debt and accounting quality. | 7.3/10 | 8.7/10 | 7.3/10 | 4.0/10 | 7.3/10 |
| Market value | $81.7M | $105.4M | $105.6M | $79.3M | |
| Revenue | $75.3M | $39.9M | $52.8M | — | |
| Profit | $15.3M | $8.8M | $13.3M | -$1.9M | |
| Revenue growthChange in sales versus the prior year. | 12.7% | 7.9% | 9.5% | — | 8.7% |
| Gross marginShare of sales left after the direct cost of producing them. | — | — | — | — | — |
| Operating marginShare of sales left after running the business, before interest and tax. | — | — | — | — | — |
| Profit marginProfit kept from each dollar of sales. | 20.3% | 22.0% | 25.2% | — | 23.6% |
| Free cash flow marginCash left after capital spending, as a share of sales. | — | 31.4% | 22.5% | — | 26.9% |
| Return on equityProfit against the owners' stake in the company. | 8.0% | 8.2% | 14.0% | -1.6% | 8.2% |
| Return on invested capital (approx.)Operating profit after tax against equity plus debt, less cash. Cash here excludes short-term investments, so this runs low for cash-rich companies. | — | — | — | — | — |
| P/E ratioPrice paid per dollar of annual profit. | 5.35x | 12.02x | 7.95x | — | 9.98x |
| EV / EBITDA (approx.)Market value plus debt less cash, against operating profit before depreciation. Cash excludes short-term investments, so this runs high for cash-rich companies. | — | — | — | — | — |
| Price to book | 0.43x | 0.99x | 1.11x | 0.65x | 0.99x |
| Debt to equityTotal liabilities compared with owners' stake. | 8.39x | 9.33x | 9.46x | 10.65x | 9.46x |
| Piotroski F-ScoreNine checks of financial strength. Higher is stronger. | 4/4 | 6/7 | 6/6 | 4/6 | 6.0 |
| Bankruptcy riskAltman Z-Score zone. | not reported | not reported | not reported | n/a for banks |
How ADKT compares with the others
- ADKT's profit margin of 20.3% is lower than the median of the other companies selected (23.6%).
- Its revenue grew faster than the median of the other companies selected: 12.7% against 8.7%.
- It trades at a lower P/E than the median of the other companies selected: 5.4x against 10.0x.
- Its liabilities are lower relative to equity than the median of the other companies selected: 8.4x against 9.5x.
Measured against the other companies entered, from each one's latest annual filing. A difference describes the companies; it does not rank them.